iPhone app in TestFlight

Split bills, settle easily.

Owee keeps the math clear for trips, roommates, dinners, and recurring shared costs. Add expenses by hand, scan receipts, or pull in optional bank charges, then settle through the payment apps you already use.

  • Manual splitting stays free
  • $0.99 Basic bank sync
  • $4.99 Plus automation

How it works

From paid receipt to settled balance in three steps.

Owee keeps the group ledger clean while people use the payment apps and bank accounts they already have.

1Add the cost

Enter it manually, import a CSV, scan a receipt, or choose a synced bank charge.

2Choose the split

Split evenly, by exact amounts, percentages, shares, or itemized receipt lines.

3Settle up

Owee suggests who pays whom and records the payment once your group confirms it.

Built for real groups

One place for the messy middle of shared money.

Owee is not a payment processor. It helps your group agree on the math, then lets everyone settle through the apps they already use.

PoolsTrips, homes, and friend groups

Create a pool, add people, and keep every expense tied to the right group.

ReceiptsScan first, edit before saving

Turn receipts into draft line items, then review the split before it changes balances.

Bank syncPull in real charges when you want

Optional Plaid linking brings recent card and bank transactions into a split-ready inbox.

SettleClear balances with fewer payments

Owee simplifies who pays whom and records payments after your group confirms them.

Plans

Free for splitting. Paid when automation saves time.

Start manually, try bank sync, and upgrade only if live imports or more receipt scans are useful.

Free
Free

For clean manual splitting without a subscription.

  • Unlimited pools and expenses
  • Equal, exact, percentage, shares, and itemized splits
  • CSV import
  • 3 lifetime AI receipt scans
  • One 30-day bank-sync trial for 1 account
Owee BasicSimple sync
$0.99 / month

For one shared card or bank account you split often.

  • 1 synced bank or card account
  • Automatic transaction imports
  • Auto-split rules for recurring charges
  • Manual splitting stays included
Owee PlusMost flexible
$4.99 / month

For households, roommates, and trips that need more automation.

  • Up to 3 synced bank/card accounts
  • 10 AI receipt scans per month
  • Auto-split rules across synced charges
  • Extra one-time scans available

Bank sync is optional. Owee records balances and payments; it does not move money or initiate transfers.

Trust

Clear about what Owee does and does not do.

Shared money only works when the rules are plain. These principles shape the app and the policies linked below.

No money movement

Owee records payments. Real transfers happen in payment apps you control.

No ad business

We do not sell your data, share it with advertisers, or use it to train AI.

Optional bank linking

You can split manually forever. Bank sync is opt-in and can be removed.

Account deletion

Account deletion is available in the app and removes your personal cloud data.

Ready for a calmer group tab?

Owee is in TestFlight while we finish the public App Store launch. Reach out for access, support questions, or launch updates.

Request access